Protect Your Future. Preserve Your Wealth.
LONG-TERM CARE INSURANCE
Planning for long-term care doesn’t have to mean choosing between peace of mind and protecting your assets. With asset-based long-term care insurance, you can do both.
Unlike traditional policies, asset-based LTC insurance uses your existing assets or a lump-sum premium to provide long-term care coverage and build value over time. If you don’t end up needing care, that value stays with you—and your loved ones.
Here’s why this approach makes sense:
Flexible and Smart
You can fund your policy using a single payment or by repositioning assets you already have. Over time, the policy builds cash value, which can be used to pay for care—or passed on to your heirs if care isn’t needed.
Tax-Efficient
The benefits you receive from the policy are typically tax-free, making this a smart, efficient way to plan for future care expenses.
Custom to You
Your financial life is unique—your care plan should be too. Asset-based LTC insurance is designed to be personalized. Choose benefit amounts, durations, and riders that align with your goals and your family's needs.
Protect What Matters
If long-term care isn’t needed, your investment is not lost. The policy preserves value for other financial priorities, helping ensure your legacy remains intact.
Leave a Legacy
If you never use the long-term care benefits, your policy becomes a life insurance benefit for your beneficiaries. It’s a powerful way to care for your future and your family’s.
Whether you’re preparing for tomorrow or just looking for a smarter way to manage risk today, asset-based long-term care insurance gives you the control, protection, and confidence you deserve.
Let’s start the conversation—and build a care plan that fits your life and your legacy.